The CurVe project developed a theoretically grounded and empirically based competency model "financial literacy". The model describes and structures the demands of handling money on a daily basis. It focuses on cash flow and comprises the six domains of income, money and transactions, expenditure and purchasing, budgeting, money lending and debt, financial security and insurance.

The model can be used as an analytical instrument, as further education content, as a didactic foundation or as an instrument for reflection in programme and supply planning.

The model provides professionals working in consultancy with opportunities for support within diagnostics. It can facilitate a closer look for the purpose of identifying the complex requirements of handling money in everyday life. The model highlights that financial literacy is not only focused on arithmetic skill, but rather much more on the composition of the most diverse competences...
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Marga thanks for sharing. 5 years ago

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